This post is sponsored by UnitedHealthcare.
After my post last week on how the Health Care Reform will impact taxes I realized many of you have a lot of questions on what the Affordable Care Act is, and how it will actually impact you. To be honest I’m still trying to figure out what it all means! So, I’m excited to partner up with UnitedHealthcare to bring you a series of posts over the next few months on this topic. I’m passionate about making healthcare accessible to EVERYONE and as someone who was uninsured for 10 years I know how stressful it can be to not have any. Here’s a brief history of health insurance.
Some basic information on the Affordable Care Act:
- The ACA has raised the Medicaid limits in some states so more are eligible and is offering subsidies to eligible income levels above medicaid but still in the realm of struggling.
- Open enrollment = the time where you can buy health insurance for you and your family. This time period lasts from November 15, 2004 to February 15, 2014.
- You buy insurance through the exchange or ‘marketplace.’ It’s basically a website that lets you compare different plans to see which would suit you best.
Before I got on my husbands insurance I was looking at plans on the marketplace. They had a few plans that fit my budget, and many people I know qualified for subsidies to make it even more affordable. Next month I’ll talk about the in’s and out’s of buying insurance and how to compare plans. Deductibles, co-pay’s, and premiums, oh my!
Are you enrolling in, or switching, health insurance plans during the open enrollment period?
Is there anything about insurance or the ACA that you’d like me to address in future posts?